The USV Annals of Economics and Public Administration, Vol 18, No 2(28) (2018)

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BANK ASSETS QUALITY. NON-PERFORMING LOANS IN ROMANIA

GHEORGHE MOROSAN, LAURENTIA ELENA SCURTU

Abstract


The importance of having as a volume of non-performing loans as low as possible derives from the role and functions that banks have in the economic life of a country. That is why bank management is based on the analysis of the following indicators: Capital, Assets, Management, Earnings and Liquidity. Banking risk indicators, according to EBA: capital risks, liquidity and financing risks and environmental risks are calculated and monitored more than ever. This paper reviews the evolution of non-performing loans in the Romanian banking sector during the period 2010-2017. Empirically we identify the causes of the occurrence of non-performing loans and the concrete data to help us demonstrate the above.


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                     Ştefan cel Mare University of Suceava                   Faculty of Economics and Public Administration
 

 

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