The paper aims to show how the price of housing is influenced by the volume of credit granted to the population for the purchase of housing and the size of the population's income. With the help of the SPSS computer program, a statistical model is created that will quantify the size of the impact of the factors shown above on the price of housing. A database was used to create the statistical model. The data was collected from the interactive database of the NBR, on the INS website, the statistical databases section, using also the information provided by www.imobiliare.ro. transformed by logarithm. The independent variables were shifted from the 6-month dependent variable. In conclusion, the price of housing is influenced by the size of the population's income and, according to the results obtained, it is the strongest influencing factor. And the volume of credit granted to households for housing influences the price of goods on the real estate market, a rather small influence.